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This site provides general guidance and information. It is not intended as, nor should it be taken  to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions. This site as an affiliate represents the following sites above and is not responsible for their content.

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Understanding Creditor Statements APR:Annual Percentage Rate Minimum Payment Due New Balance Finance Charge or Interest Grace Period Due Dates Credit Card Limits Types of Debt Secured Debt Unsecured Debt Good vs. Bad Debt National Consumer Debt Credit Card Debt Home Loans Student Loans Auto Loans Medical Bills About Credit Credit Reporting Credit Scoring Effects of Scoring Credit Repair Credit Card and Divorce Joint Accounts Names on Utilities Credit Cards Equity Credit Lines Other More Info from our sister site Resources

Names On Utilities       Make sure your name is listed on your utility accounts before the divorce. This is often overlooked, but when you get credit, they often look to see if you have a phone number in your name.      Collect as much information as you can now on every financial aspect of your life. This will be a lot easier to accomplish before the split.      Look for balances, transaction statements, contact names, addresses and phone numbers for the following: Joint bank accounts   Credit cards   Brokerage statements   Tax returns   Business interests   Pension funds   Social Security   Loans   Medical coverage   Insurance (home, auto, life)   Wills and trusts   Marital assets (artwork, antiques, etc.)   Mortgage   Indebtedness   Inheritances   Safe deposit boxes Once you've done research, it may be a good idea to give copies of relevant documents, statements and appraisals to your attorney for safe keeping. Should you require additional privacy for correspondence during this time, consider opening a post office box or have personal mail directed to the home of a friend.