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This site provides general guidance and information. It is not intended as, nor should it be taken  to be, legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues involved with credit decisions. This site as an affiliate represents the following sites above and is not responsible for their content.

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Auto Loans       Unlike a home, buying a car is an investment that guarantees you will lose value. Knowing your credit history before purchasing a car is key. People often see 0% APR ads on TV and wonder why they can't get the low rates. Getting 0% APR can require that you payoff the car loan in 36 months. Can you pay it off in 36 months?      Car dealer financing is just another product that the dealer sells you. In the past, people had to finance at the dealer. Unless there is a subsidized low APR from the manufacturer, you'll almost always find lower interest rates and from online car financing sites, your credit union, or your local bank. Don't fall for dealer 2% APR advertisements because they are often for a limited time and the APR shoots up after the introductory period.